Money & Exchange

1. Где ближайший банкомат?

   Gde bli-zhay-shiy ban-ko-mat?

   Where is the nearest ATM?

   Usage

   Used to find a nearby ATM when you need cash

   Grammar Note

   "Банкомат" is the Russian word for ATM. Usually found near "банк" (bank). Most accept Visa cards.

2. Где можно обменять валюту?

   Gde mozh-no ob-me-nyat' va-lyu-tu?

   Where can I exchange foreign currency?

   Usage

   Used at airports or banks to exchange foreign currency into Russian rubles

   Grammar Note

   Russian currency is the ruble (рубль). Since 2022 sanctions, some foreign cards and exchange services may be restricted. Check current info.

3. Вы принимаете кредитные карты?

   Vy pri-ni-ma-ye-te kre-dit-ny-ye kar-ty?

   Do you accept credit cards?

   Usage

   Used to check whether credit cards are accepted for payment

   Grammar Note

   Since 2022, Visa and Mastercard suspended operations in Russia. МИР and domestic systems are now primary alternatives.

4. Сколько это стоит?

   Skol'-ko e-to sto-it?

   How much does this cost?

   Usage

   A versatile phrase used to ask the price of anything

   Grammar Note

   "Сколько стоит?" is one of the most essential travel phrases. "Стоить" (to cost) is used with prices in any context.

5. Можно немного скинуть цену?

   Mozh-no nem-no-go ski-nut' tse-nu?

   Can you lower the price a little?

   Usage

   Used to negotiate prices at markets or souvenir shops

   Grammar Note

   "Скинуть" is colloquial for lowering a price. More formal: "сделать скидку (sdelat' skidku)" = to give a discount.

6. Дайте, пожалуйста, чек

   Day-te, po-zha-luy-sta, chek

   Please give me a receipt

   Usage

   Used to request a receipt for business expenses or tax purposes

   Grammar Note

   "Чек" is a cash register receipt. "Квитанция" is a more formal receipt or payment confirmation document.

7. Давайте заплатим каждый за себя

   Da-vay-te za-pla-tim kazh-dyy za se-bya

   Let's each pay for ourselves

   Usage

   Used to suggest splitting the bill when dining in a group

   Grammar Note

   "Давайте + infinitive or 1st plural" makes a suggestion. "Я угощаю" (I'm treating you / it's on me) is important for hospitality.

8. Принято ли давать чаевые?

   Pri-nya-to li da-vat' cha-ye-vy-ye?

   Is it customary to tip?

   Usage

   Used to ask about tipping customs in Russia

   Grammar Note

   "Принято" is an impersonal predicate meaning "it is customary". In Russia, 10–15% tip is common in restaurants.

9. Цена включает НДС?

   Tse-na vklyu-cha-yet en-de-es?

   Does the price include VAT?

   Usage

   Used to check whether the displayed price includes VAT

   Grammar Note

   НДС = "nalog na dobavlennuyu stoimost'" (tax on added value) = VAT (20%). Usually included in displayed prices in Russia.

10. Я хочу перевести деньги

    Ya kho-chu pe-re-ves-ti den'-gi

    I want to transfer money

    Usage

    Used at a bank or money transfer service to send money abroad

    Grammar Note

    "Деньги" is always plural. "Перевести + accusative" = to transfer money. Note: SWIFT transfers are currently affected by sanctions.

11. Депозит

    De-po-ZIT

    Deposit

    Usage

    A refundable deposit paid at check-in for hotels or rentals

12. Возврат

    Voz-VRAT

    Refund

    Usage

    Used when asking for money to be returned

13. Залог

    Za-LOG

    Security deposit

    Usage

    A more formal security deposit, used for rentals or leases

14. Предоплата

    Pred-op-LA-ta

    Prepayment

    Usage

    Used to indicate money paid in advance, e.g. at booking

15. Доплата

    Dop-LA-ta

    Extra charge

    Usage

    Used to indicate an additional charge added later

16. Комиссия

    Ko-MIS-si-ya

    Service fee

    Usage

    Used to indicate a fee charged for a service or procedure

17. Наличные

    Na-lich-ny-ye

    Cash

    Usage

    Shows you want to pay cash; the word is always plural in Russian

18. Банковская карта

    Ban-kov-ska-ya kar-ta

    Bank card

    Usage

    "Karta" alone also means a map, so "bankovskaya" pins it to a payment card

19. Счёт пополам

    Schyot po-po-lam

    Split the bill

    Usage

    Point at this to ask for the bill to be split

20. Один счёт

    O-din schyot

    One bill for everyone

    Usage

    Point at this to pay for everyone together; the counterpart of splitting the bill

21. Слишком дорого

    Slish-kom do-ro-go

    Too expensive

    Usage

    A short way to signal a price is too high while haggling

22. Сдача

    Sda-cha

    Change (money back)

    Usage

    Used when you are owed change or the change is short

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